Secured Credit Analyst


This is a Full-time position in Consideration for location will be in any of our WesBanco Markets. posted August 7, 2018.


Under the supervision of the Department Manager, this position is responsible for the oversight of the Formula Based Monitoring Function. Position may ultimately have supervisory responsibilities. Position will track, analyze and interpret documentation provided by borrowers as required by a Loan Agreement in support of funds advanced under a revolving line of credit. Position may also perform other related duties as determined by the Department Manager.


  • Willingness to provide a level of service which will clearly differentiate us from our competitors.


  • Professional demeanor in appearance, interpersonal relations, work ethic and attitude.
  • Possess clear, concise, effective written and oral communication skills to effectively express thoughts, ideas and concepts to bank employees and bank customers.


  • High level of analytical ability to determine the risk involved in each transaction.
  • Ability to maintain confidentiality.
  • General understanding of systems and procedures used in making and servicing all types of loan.
  • Ability to read, analyze and interpret WesBanco Credit Policy and Commercial Loan Agreements.
  • Ability to read and interpret governmental regulations.
  • Ability to write reports, business correspondence and procedure manuals.
  • Proficiency in Microsoft Office including Word, Excel, Outlook and PowerPoint.


  • Track for the timely receipt of borrowing base certificates and other supporting documentation as may be required by a Loan Agreement as a condition of lending for a revolving line of credit.
  • Identify and follow-up with the appropriate production staff those companies who have not filed required information in a timely manner to determined status.
  • Review and analyze the information received to determine if company is in compliance with its formula based requirements.
  • Review and analyze recent and historical borrowing trends for any inconsistencies.
  • Review and analyze recent and historical collateral levels for any inconsistences.
  • Prepare and distribute reports of non-compliance.
  • Follow specific notification procedures for companies outside of its permissible borrowing requirements.
  • Assure maintenance of appropriate records of work performed by Formula Base Lending staff.
  • Offer guidance as to bank policy and industry standards to Lenders and Credit Risk Management during the underwriting process.
  • Provide Credit Risk Management with borrower compliance information during the annual renewal process.


  • Banking is a highly regulated industry and you will be expected to acquire and maintain a proficiency in the bank’s policies and procedures, and adhere to all laws, rules and regulations that are applicable to your conduct and the work you will be performing. You will also be expected to complete all assigned compliance training in a timely manner.
  • Position may require local travel time and, at times, the ability to travel overnight.
  • A valid driver’s license is required.


Current Employees may apply for this position by 5:00pm on Friday August 10th, 2018.

How to Apply

Any interested candidates must apply using the link below in order to be considered for the position.